Interest-free credit

Pravins are pleased to offer 12, 24 and 36 month interest-free credit schemes.  Brief details are provided below:

  • The application process is quick and simple and is carried out on our in-store tablets.
  • You will need two forms of identification, one with a photo and one with your home address.  A passport and recent utility bill are ideal.
  • The finance facility is provided by Klarna Bank AB.
  • A minimum deposit of 10% of the purchase price is required, this can be paid in-store by either cash or credit card.
  • Interest-free credit is offered on full-price merchandise only, not on sale items or jewellery being purchased in conjunction with any other scheme.

  • Repayments will be made by monthly direct debit.  If the item you are purchasing is being made especially for you, your repayments will not start until you have collected it.

You do not have to make an appointment in advance, but it is usually helpful so that we can ensure someone is free to attend to you without delay.