INSURING YOUR JEWELLERY


A beautiful piece of jewellery is often worn every day and treasured for a lifetime. Insuring it provides valuable peace of mind, helping to protect it against unexpected events such as loss, theft and accidental damage.


At Pravins, we've partnered with specialist jewellery insurer T H March to offer insurance solutions designed specifically for fine jewellery, giving you added confidence and reassurance when wearing the pieces you love most.

Why insure your jewellery?

Jewellery insurance can provide valuable protection that may not always be included under a standard household insurance policy.

Depending on the policy you choose, cover can include:

 - Loss
 - Theft
 - Accidental damage

With the right cover in place, you can wear and enjoy your jewellery with greater confidence, knowing it's protected should the unexpected happen.

 

Jewellery insurance up to £7,500

For jewellery with a replacement value of up to £7,500, we offer insurance through the Emarchguard scheme.

This straightforward policy can be arranged at the time of purchase or within 14 days of purchasing your jewellery, provided the item is present in one of our Pravins stores.

Cover is available for one or three years and begins immediately once your policy has been arranged.

 

Key benefits of Emarchguard

 - Standalone jewellery insurance with no household policy required.
 - Instant cover with a single payment.
 - One or three-year policy options.
 - Protection against loss, theft and accidental damage.
 - 30-day cooling-off period with a full refund if you change your mind.
 - No policy excess.
 - Claims handled through Pravins, making the process as straightforward as possible.

 

Things to know
 - Cover is available for jewellery with a replacement value of up to £7,500.
 - Insurance must cover the full replacement value of your jewellery.
 - The jewellery must have been supplied by Pravins.
 - Insurance must be arranged in-store with the jewellery present.
 - Policies are not renewable. T H March will contact you before your policy expires to discuss your options.
 - Jewellery insurance from £7,500 to £25,000

Jewellery insurance between £7,500 and £25,000

For jewellery valued between £7,500 and £25,000, we'll introduce you directly to T H March, who will help arrange the most suitable specialist insurance policy for your jewellery.

 

Benefits of the T H March Introducer Scheme
 - Standalone jewellery insurance with no household policy required.
 - Instant cover with a single payment.
 - Suitable for jewellery purchased from any jeweller.
 - 30-day cooling-off period.
 - Protection against loss, theft and accidental damage.
 - No policy excess.
- Claims handled through Pravins, making the process as straightforward and reassuring as possible.

 

Need advice?
If you'd like to understand more about the insurance options available or discuss which policy may be most suitable for your jewellery, our experienced team will be happy to help.

Once your jewellery is insured, proper care will help keep it looking its best for years to come. Explore our jewellery care guide for advice on cleaning, maintenance and looking after your jewellery.

Protecting your jewellery means you can continue to enjoy it with confidence for years to come.